Microfinance Dissertation ideas
Maybe this can be your little contribution to making this world a better place and if you have to go through the pain of conducting original research on any microfinance topic, why not choose one that people can refer to for years to come.
A dissertation, or a research report, is a structured piece of writing that provides logical arguments in response to a proposed supposition. It requires the writer to conduct a first-hand investigation and examination, analyze the findings and then come up with a conclusion and recommendations.
Microfinance is often described as financial assistance to low-income individuals who have limited or no access to formal banks. Microfinance usually targets people who are below the national average income line. The term ‘micro’ is used here because the amount of financial assistance that is granted to the poor is in a small amount – a small loan.
This helps it differentiate from formal banks which disburse loans in big quantities mostly to the already rich people. Because of the recent global recession, governments in many developing countries are encouraging microfinancing as it is believed that it is the most effective method to reduce poverty while empowering individuals. Today there are more than 160 million people in developing countries who are being served by microfinancing institutions.
A microfinance dissertation can make a very interesting topic for your research as there are still a lot of individuals in this world who doubt the effect of microfinancing and believe that it only offers ‘an illusion of poverty reduction.
For a poor man who does not know from where he will find the means to buy lunch for tomorrow, microfinancing has a critical impact. The same is true for a 10-year-old boy who is forced to earn for his family. But does the process of microfinancing really works in the long run?
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